10 best insurance in the world


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Insurance helps us do exactly as suggested by this quote. We all face many types of risks: risk meeting with accidents, falling ill, becoming victims of natural disasters or fires, and above all life risks. All of these risks not only come with pain and suffering but also financially disadvantageous. Insurance is one way to prepare for the worst; it offers a guarantee that the economic part of the pain will be maintained. In this article, we look at some of the leading insurance companies. There are many criteria on what basis the list can be prepared: premium collection, market capitalization, revenue, profit, geographic area, assets and more. The following list focuses on a number of factors and insurance companies in it are not in any particular order.

1. AXA

With over 102 million customers in 56 countries and an employee base of 157,000, AXA is one of the world's leading insurance groups. Its main businesses are property and accident insurance, life insurance, savings, and asset management. Its origins go back to 1817 when several insurance companies merged to create AXA. The company is headquartered in Paris and has a presence in Africa, North America, Central and South America, Asia Pacific, Europe and the Middle East.

In 2013, AXA as a step to step up it's footing in Latin America acquired 51% of Colpatria Seguros insurance operations in Colombia. During the same year, AXA became the largest international insurance company operating in China as a result of the 50% acquisition of Tian Ping (property companies and victims of Chinese accidents). In addition, the company acquired HSBC's non-life insurance operations in Mexico. AXA Group reported total revenue of € 99 billion for the fiscal year 2015.

2. Zurich Insurance Group

Zurich Insurance Group, a global insurance company headquartered in Switzerland, was founded in 1872. Zurich Group, together with its subsidiaries, operates in more than 170 countries, providing insurance products and services. Zurich's core business includes general insurance, life insurance, and global insurance. With a staff strength of over 55,000, Zurich caters to the huge needs of individual and business insurance of all sizes: small, medium and large companies and even multinational corporations.

3. China Life Insurance

Is one of China's largest insurance and financial services companies, as well as a key player in the Chinese capital market as an institutional investor. The origin of the company goes back to 1949 when the China People's Insurance Company (PICC) was formed. Branch of PICC (Life) Co. Ltd. was created after parting with PICC in 1996. PICC (Life) Co. Ltd. was renamed China Life Insurance Company in 1999. The Chinese Life Insurance Company was restructured in 2003 as China Life Insurance Group (China Life Insurance Group), which has seven subsidiaries. The business is spread across life insurance, pension plans, asset management, property and casualties, investment ownership and overseas operations.

The company is listed on the New York Stock Exchange, the Hong Kong Stock Exchange and the Shanghai Stock Exchange, and is the largest public life insurance company in terms of market capitalization in the world.

4. Berkshire Hathaway

Berkshire Hathaway is now a prominent investment manager tycoon, involved in insurance, among other sectors such as rail transport, finance, utilities and energy, manufacturing, services, and retail through its subsidiaries.

It provides primary insurance, as well as property and casualty risk reinsurance. Companies such as Berkshire Hathaway Reinsurance Group, GEICO, Berkshire Hathaway Primary Group, and General Re, National Indemnity Company, Medical Protection Companies, Applied Guarantor, US Liability Insurance Company, United States State Indemnity Company, and Guard Insurance Group are subsidiaries of the group.

5. Prudential plc

Is an insurance and financial services brand with operations serving 24 million customers across Asia, the US, the UK and most recently in Africa. Prudential was founded in England in 1848. Prudential Corporation Asia, Prudential U.K., Jackson National Life Insurance Company and M & G Investments are the main businesses in the group. Jackson is a leading insurance company in the United States, while Prudential UK is one of the leading providers of pensions and life.

Prudential plc is listed on the London, Hong Kong, Singapore and New York stock exchanges. It has about 22,308 employees worldwide, with assets under management worth £ 509 billion.

6. United Health Group

The UnitedHealth Group Inc. tops the list of diversified healthcare businesses in the United States. Two business platforms - UnitedHealthcare for health benefits and Optum for healthcare - work together, serving more than 85 million people in every US state and 125 countries. UnitedHealth Group uses its experience and resources in clinical care to improve the performance of the healthcare services sector.

The company reported revenues of $ 157.1 billion in 2015. Fortune has featured UnitedHealth Group as "The World's Most Admired Company" in the managed insurance and care sector six years in a row.

7. Munich Re Group

Founded in 1880, Munich Re Group operates in all lines of insurance and has a presence in 30 countries, focusing on Asia and Europe. The company's main insurance operations are performed by its subsidiary, ERGO Insurance Group, which offers comprehensive insurance, services, and terms. The Munich Re Group home market in Germany, where ERGO is a leader in all areas of insurance. The group's newest group, Munich Health, showcased group risk management and group insurance expertise into the healthcare field.

The Group has approximately 45,000 employees worldwide, working in all insurance businesses: life reinsurance, health reinsurance, accident reinsurance, business liability, motor reinsurance, property-casualty businesses, marine reinsurance, aviation reinsurance, and fire reinsurance. The Munich Re Group reported a profit of € 3.1 billion by 2015.

8. Assicurazioni Generali S.p.A.

Assicurazioni Generali, founded in 1831, is the parent company of Assicurazioni Generali Group. Generali Group is not only the market leader in Italy, but also counts as a leading player in the field of global insurance and financial products. The Group, with a presence in over 60 countries, is an international brand with dominance in Western, Central and Eastern Europe. The Generali Group's main focus is life insurance, offering a range of products from family protection and savings policies to unit-linked insurance plans. It offers a variety of similar products in non-life segments as well, such as a car, home, accident, and health coverage, along with commercial and industrial risk coverage.

The group has 77,000 employees and a client base of 65 million people worldwide. It has € 480 billion in managed assets and is one of the 50 largest companies in the world.

9. Japan Post Holding Co., Ltd.

Japan Post Holding Co., Ltd. is a large state-owned conglomerate in Japan. The company has four main divisions: Japan Post Service (mail delivery), Japan Post Network (post office), Japan Post Bank (associated with banking functions), and Japan Post Insurance (providing life insurance). Japan Post Insurance operates in Japan Post Holding to provide insurance to its clients. The insurance arm utilizes the national network of post offices, in addition to its own sales office, to reach out and provide services to clients.

Japan Post Holding, which went public in 2015, reported the consolidated profit after tax of $ 3.84 billion from April to December 2015. The group manages Japan's largest insurance company (Japan Post Insurance).

10. Allianz SE

Established in 1890, Allianz SE is a leading financial services company, providing products and services from insurance to asset management. Allianz serves customers in over 70 countries with € 1.8 billion in managed assets. Insurance products range from property and casualty products to health products and life insurance to corporate and individual customers. The company is headquartered in Germany.

Some other reputable names in the insurance business are ING Group

Choosing the right insurance company to invest is important and should not be based on company size alone. Some of the things on your checklist should be company ratings, financial strength if the company specializes in certain types of insurance, past claim rejection, office closeness, premium rates, and discounts offered on some policies.